Adoption of Electronic Banking in Ghana Banking System: A by Dr. David Ackah,Makafui R. Agboyi

By Dr. David Ackah,Makafui R. Agboyi

learn Paper (postgraduate) from the yr 2014 within the topic enterprise economics - Banking, inventory Exchanges, assurance, Accounting, grade: A, Atlantic foreign college (School of commercial and Economics), path: Ph.D. Economics, language: English, summary: digital banking (e-banking) has led to a revolution within the functioning of banks because it deals significant possibilities to banks and their clients. This has made the transition to digital banking a need for banks in an effort to be manageable. regardless of its advantages, constructing international locations nonetheless lag in the back of within the adoption of digital banking. This examine accordingly seeks to ascertain the adoption of e-banking within the Ghanaian banking with warranty belief financial institution Ghana restricted (GTBank) because the case examine to spot the advantages, demanding situations and important luck elements for the adoption of e-banking within the Ghanaian banking undefined. The study made use of questionnaires and interviews to gather information from employees and buyers of GTBank. the result of the learn indicated that e-banking adoption was once a company method taken by means of the financial institution in keeping with buyer wishes and the altering advertising traits within the banking undefined. the advantages, demanding situations and demanding luck components of e-banking also are pointed out and mentioned. From the examine it's noticeable that incredible benefitssuch as profit new release, development in productiveness and potency in carrier supply and price rate reductions have been derived from e-banking. the inability of an exceptional know-how infrastructure was once pointed out as a massive problem of e-banking adoption within the nation. The examine although printed that there's a promising destiny for e-banking in Ghana.Some suggestions to reinforce the adoption of e banking in nation are made in keeping with this study.

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